Services
Alliance is a property and casualty brokerage. We place home, auto, flood, commercial, and rental coverage, and we can discuss Liberty Mutual pet insurance. We work with multiple admitted and non-admitted carriers so the policy can follow the risk, not a single company's appetite.
Bryan to shoot · Home
PHOTO — Coastal home, Ocean Springs vernacular. Late-day light, live oaks or a raised cottage. No generic McMansion stock.
01
A house on the Mississippi coast is not a generic suburban box. We review dwelling limits, wind and hail, liability, and the extras that show up after a real claim. Then we shop admitted and non-admitted markets so the policy matches the property, not a national average.
Bryan to shoot · Auto
PHOTO — Quiet Ocean Springs street or driveway, local cars, no dealership lot. Keep it human and unstaged.
02
We place auto coverage for individuals and households, including multi-car and package conversations with homeowners. Tell us how the vehicles are used. We will look for limits and deductibles that make sense, then compare options across the carriers we can access.
Bryan to shoot · Flood
PHOTO — Back-bay or Front Beach at calm water, horizon line, no disaster imagery. Quiet and specific to the Coast.
03
Flood is a separate conversation on this coast. We help clients understand how flood coverage differs from a standard homeowners policy and shop available options. Bring an elevation certificate or a prior policy if you have one; if you do not, we will start from the address.
Bryan to shoot · Commercial
PHOTO — Independent storefront on Government Street or Bienville. Open sign, sidewalk, owner optional. Ask before shooting interiors.
04
Commercial coverage is not one form. We talk through general liability, property, and the other lines a local business actually needs, then work the admitted and non-admitted markets we can reach. The goal is a readable program — not a binder full of leftovers.
Bryan to shoot · Rental
PHOTO — Modest rental cottage or duplex, tidy yard, no luxury listing vibe. Ocean Springs or nearby.
05
A rental is not a homeowners policy with the name swapped. We look at the dwelling, the tenancy, and the liability that comes with other people living in the house. Then we place coverage with carriers that write this kind of risk.
Bryan to shoot · Pet
PHOTO — Client or staff dog on the office sidewalk or Front Beach. Natural, named if they agree. No stock golden retriever.
06
Alliance can discuss Liberty Mutual pet insurance alongside the rest of your account. It is a separate product from the property and casualty policies we place every day. Call if you want to add it or see whether it fits.
Carriers
A brokerage is useful when one company will not write the risk — or will write it at a price that does not make sense. Alliance shops multiple admitted and non-admitted markets and explains the difference in plain language.
Ocean Springs
Call the office or send a note. Michael and the team will start from what you already have — or from a blank page.